【AMA回顾】Themis：Uni-V3 NFT可以在此借出、借入、收益、拍卖···

1. 主持人：可以向我们大家介绍团队和创始人的背景吗？Please introduce the team and provide some details into the founders’ backgrounds.

嘉宾David：我是Themis的联合创始人David，曾担任Kroleo的董事总经理，Kroleo是一家总部位于华盛顿特区的咨询和IT开发公司，主要为《Fortune》500强公司和联邦政府提供相关服务。而Kroleo本身也进入了《Fortune》所公布的北美增长最快的100家公司之列。

我们的CEO-Vincent Lee，在创立Themis之前，他于2018年就职于9F Inc.从事区块链产品开发，并于2019年加入QSN(后更名为Stratos)。Vincent曾与华为和久富控股集团等巨头合作，在产品设计和品牌管理方面积累了多年的经验后，开始着手于贷款协议和创建Themis这个项目。

My name is David, the Co-Founder of Themis，I used to worked as managing director of Kroleo, a Washington D.C. based consulting and I.T. development firm servicing Fortune 500 companies as well as the Federal Government. Notably, Kroleo joined the list of the top 100 fastest growing companies in North America as published by Fortune.

Our CEO - Vincent Lee.Before founding Themis, Vincent worked for 9F Inc. in blockchain product development in 2018 and joined QSN (later renamed Stratos) in 2019. Vincent has worked with giants like Huawei and JIUFU Holding Group, gaining years of experience in product design and brand management before beginning his work with lending protocols and co-founding Themis.

2. 和我们聊聊Themis吧 它是什么？如何运行以及Themis尝试去解决什么样的问题？Tell us about Themis Protocol. What is it? How does it work? What problem are you trying to solve?

嘉宾David：Themis是一种去中心化NFT贷款协议，将为NFT提供质押借贷方案。我们的协议本身是基于智能合约开发的Defi协议，并允许用户借出、借入、堆叠收益、拍卖和利用Uni-V3 NFT。

有了Themis，你可以用你的NFT从Uniswap v3中作为质押品实现借贷-这是目前其他协议没有提供的功能。

你的流动资金将保留在池中以产生收益，同时释放额外的价值，又可以随心所欲地使用-最终就就达成财富叠叠乐！除了质押NFT之外，Themis也允许你借出、收益挖矿，甚至在荷兰拍卖中竞标清算仓位。我们在Uniswap中锁定的40.2亿美元的TVL将会得到充分的利用而不是仅仅闲置在那儿。

Themis is a decentralized NFT lending protocol that will provide a collateralized lending scenario for NFTs. The protocol itself is a set of DeFi protocols developed based on smart contracts that allow users to lend, borrow, stack yield, auction, and leverage UNI-V3 NFTs.

With Themis, you’ll be able to receive a loan using your NFTs from Uniswap v3 as collateral — something no other protocol currently offers.

This way your liquidity will remain in the pool generating yield while unlocking the additional value to use however you wish — the ultimate money lego!

In addition to collateralizing your NFTs, Themis allows you to lend, farm, and even bid on liquidated positions in a Dutch Auction.

The ￥4.02B in TVL locked in Uniswap will be put to good use instead of just sitting there idle.

3. 用户在使用Themis时会有什么直观的感受吗？What will users intuitively experience when using Themis?

嘉宾David：如果你经常使用复合贷款协议或AAVE贷款协议，那么Themis确实会给你带来一些不同的东西。首先，我们将提供世界上第一个也是唯一一个允许用户使用Uni-V3 NFT作为贷款质押的平台。作为借款人，你不再是用单币质押去借入另一个代币。相反来说，用户正在质押一家为用户提供收入并获得额外流动性的LP。

而且作为贷款人，用户可能会发现Themis将会有更高的资金利用率，从而获得更高的收益。如果用户是NFT领域的参与者，或许这些NFT可以给他们带来一些增值服务，比如提高贷款利率之类的。

此外，您还可以担任清算者的角色。用户可以从贷款协议的清算过程中套利，不需受技术能力的限制就能直接参与这一过程。最后，同样重要的一点是，我们将在TGE之后提供收益挖矿的功能，允许用户质押代币去赚取奖励。

If you regularly use lending protocols like Compound or AAVE then Themis will bring you something different.

First, we will offer the world‘s first and only platform that allows users to use UNI-V3 NFTs as collateral for loans. As a borrower, you are no longer collateralizing one token and borrowing another. Instead, users are collateralizing an LP that is providing users with revenue to get additional liquidity.

As a simple lender, users may find that Themis may have a higher utilization rate of funds and thus a higher yield. If users are players in the NFT space, perhaps those NFTs can bring them some value-added services, such as increasing the lending rate.

Additionally, you’ll have access to a role as a liquidator. Users can arbitrage the liquidation process of a lending agreement without being constrained by their own technical abilities and instead participate directly in the process.

Last but not least, we will be offering yield farming after TGE, allowing users to stake their tokens and earn rewards.

4. 既然您提到了Uniswap以及如何利用Uni-V3 NFT，你能否在这里提供大家一些细节吗？例如是怎么做到的？任何NFT都能使用吗？You mention Uniswap. And about leveraging UNI-V3 NFTs. Can you provide some details here? How is this done? Would you be able to use any NFT?

嘉宾David：当大多数人听到“NFT”这个词时，他们会直觉联想到视觉媒体，但非同质化通证具有着远超出数字艺术所有权范围的功能。

当Uniswap在v3中引入自定义流动性范围时，带动了NFT凭证的发展，这种凭证代表了每位用户流动性状况的不同，而非以v2中使用的LP代币来表示。在发布时，Themis将只支持Uni-V3 NFT，但我们的计划是加入其他NFT！想象一下，将来你可以用你的Bored Ape去质押借贷(但可别忘了还钱啊)！我们会定期在推特上讨论NFT，欢迎大家加入我们的生态行列。

When most people hear the term “NFT” they think of visual media, but non-fungible tokens can have functionalities that go far beyond the ownership of digital art.

When Uniswap introduced custom liquidity ranges in v3, this led to the development of NFT vouchers that represent each user‘s distinct liquidity position rather than representing it with the LP tokens used in v2.

At launch, Themis will support only UNI-V3 NFT’s, but we plan to incorporate other NFT’s moving forward!Imagine taking out a loan on your Bored Ape (just don’t forget to pay it back)!We regularly discuss NFTs on our Twitter, feel free to join us there.

5. 在接下来的新版本中让人感兴趣的是即将加入的“拍卖”功能，向大家介绍一下吧。It‘s interesting to have the "auction" feature in the upcoming new version. How does it work?

嘉宾David：当你向Themis借钱时，你需要在某个时候偿还(有借有还是理所当然的)。如果不能做到这一点，LP将被清算，代表它的NFT凭证将被拍卖。一旦抵押品被清算，NFT将出现在我们的拍卖簿上，并在荷兰拍卖中被公开出售。

请记住，清算资产的价值往往高于借款价值和利息，从而创造了巨大的套利机会。荷兰拍卖功能将允许其他用户竞标这些NFT。所以一定要定期检查，因为你可能会发现它比市场价格更低！

When you take out a loan with Themis, you’ll need to pay it back at some point (obviously).

If that doesn’t happen the LP will be liquidated, and the NFT voucher representing it will go up for auction. Once the collateral is liquidated, the NFT will appear in our Auction Pad and be sold in a public Dutch Auction.Keep in mind that the value of the liquidated assets is often higher than the borrowing value and interest, thus creating great opportunities for arbitrage.The Dutch Auction feature will allow other users to bid on those NFTs. Make sure to check it regularly, because you might find one lower than the market price!

6. 下面说说￥TMS吧 它在生态系统中扮演着什么样的角色呢？是作为治理代币吗？Tell us about ￥TMS. What role does the token play in the ecosystem? Governance?

嘉宾David：没错，￥TMS是Themis的治理代币。它代表着你在该项目中的股份，可以用来针对从各种提案进行投票，从协议升级到利率调整或如何分配资金等方面，这里就仅仅举几个例子就好。

通过参与Themis的生态系统，用户可以获得￥TMS奖励。借贷和挖矿都是用户可以获得更多TMS的方式！请随时到我们的Discord上询问更多关于如何赚取￥TMS的问题。

That’s right, ￥TMS serves as the governance token for Themis.
It represents your stake in the project and can be used to vote on proposals for anything from protocol upgrades, to adjustments in interest rates or how to allocate treasury funds, to name a few examples.

Users are rewarded ￥TMS by participating in the Themis ecosystem. Lending, borrowing and mining are all ways that users can get more ￥TMS!Feel free to hop over to our Discord and ask us more about how to earn ￥TMS.

7. 治理是Themis的关键组成部分，值得期待的是什么呢？它又是如何搭建的？Governance is a key component of Themis. What can we look forward to? How is it structured?

嘉宾David：Themis的治理模式是对各种治理角色(如贷款人、借款人、清算人、投票人、流动性提供者、做市商、生态伙伴等)的职能和贡献所产生的新激励组合。￥TMS作为Themis协议的治理代币，在DAO中发挥着不可或缺的作用，将用于对燃烧、智能合约升级、资金库的使用和生态系统资金等提案进行投票。

Themis’ governance model is a combination of new incentives for the functions and contributions of various governance roles such as Lender, Borrower, Liquidator, Vote, liquidity, Market Maker, Eco-Partners, etc.

The TMS token is the governance token for the Themis protocol. It plays an integral part in the DAO and will be used to vote on proposals such as burning, smart contract upgrades, the use of the Treasury, and ecosystem funding.

8. Themis平台适合加密初学者吗？是否有针对非加密用户的指南，或者只有专业用户才会感兴趣？Is your platform suitable for Crypto beginners? Does the platform have a guide for non-crypto users, or is it only interesting for professional users?

嘉宾David：当然适合入门级用户！Themis的用户界面非常流线型，对用户极其友好。任何级别的用户使用这款应用都不会有任何问题。话虽如此，我们也理解加密新手们可能对Uniswap v3或NFT凭证的工作原理不太了解。这就是为什么我们发布了几篇文章，解释了Uni-V3 NFT以及它为Themis和用户所创造的机会！

如果你想了解更多关于Themis和Uniswap v3如何改变游戏规则的相关信息，请前往我们的Medium！我们将继续发布更多有意义的教学帖，更好地告诉用户们该如何充分利用我们的平台。

Absolutely! Themis’ UI is quite streamlined and very user friendly. Users with any level of experience will have no problem using the app.

That being said, we understand that crypto newbies might not have as clear an understanding of Uniswap v3, or how NFT vouchers work. That’s why we’ve published several blog posts explaining UNI-V3 NFTs and the opportunity this has created for Themis and its users!

Check out our Medium blog if you’d like to learn more about Themis and how Uniswap v3 changes the game!We’ll continue to publish more educational posts to better inform our users how they can make the most of our platform.

9. 相较于其他竞争对手而言，Themis有什么优势吗？What are your advantages over your competitors?

Themis是目前唯一允许您利用Uni-V3 NFT的协议，而不是ERC-20唯一的借贷协议！

虽然可能有v3管理工具可以为用户提供某种资产管理功能，但Themis允许用户在他们的策略中融入比该领域的其他任何协议都更多的自主权。我们对此是很有信心的！

Themis is currently the only protocol that allows you to leverage your UNI-V3 NFT as compared to ERC-20 only lending protocols!

While there may be v3 management tools out there that could provide users with some sort of asset management capabilities, Themis allows users to incorporate more autonomy into their strategies than any other protocol in the space.And we’re proud of that!

10. 请为我们提供一些关于Themis的未来路线图。目前处于什么开发阶段？在接下来的6个月里或是一年中，我们可以期待什么呢？上线主网吗？Provide us some insight into the Themis roadmap. Where are you in the development stage? What can we look forward to in the next 6 months? 1 year? Is the platform on mainnet?

非常好的问题，我们将在2021年底推出主要的功能，并准备好让大家使用！这意味着你将可以使用Uni-V3 NFT的质押、收益挖矿、荷兰拍卖和我们的本地货币市场。

在2022年，我们会通过整合如NFT工坊这样的功能，来让您创建自己的NFT，还会增加NFT做市商机制，从而真正推动发展。

此外，你可以期待更多样化的加密借贷，如迁移LP到DEX和优化收益池，我们更将发布进一步优化后的预言机。我们计划在2023年之前完成资金库、衍生品、数据服务和数字版权保护。我们会时刻在Twitter和Discord上发布最新消息，所以请加入我们的社区以便随时了解我们的最新动态！

Great question!

By the end of 2021, we’ll have our main features launched and ready to use! That means you’ll have access to collateralized UNI-V3 NFTs, Yield Farming, Auctions, and our native Money Market.

In 2022 we’ll really ramp things up by incorporating features like an NFT Workshop to create your own NFTs! We’ll also be adding an NFT Market Maker Mechanism. Additionally, you can expect diversified crypto lending, LP migration to DEXs, an optimized receiving pool, and we’ll be releasing an even further optimized oracle as well.

Looking further into the future, we plan to have vaults, derivatives, data services, and digital copyright protection finished by 2023.We’re always posting updates on Twitter, as well as in Discord, so be sure to join our community to stay up to date on all our developments!

11. 目前Themis取得了什么样的里程碑呢？What are the major milestones Themis has achieved so far?

嘉宾David：其实目前已经很多了！

首先，我们在很短的时间内筹集了大量资金。实际上已经是超额认购的状态！当有太多的人想要支持你的项目，而不是太少的时候，感觉毕竟是很好的！其次，在我们的测试期间也得到了很好的反馈，一切进展都非常顺利，所以是可以按时推出主网的！最后，我们认为创建首个Uni-V3 NFT借贷协议本身就是一个相当重要的里程碑。

我们相信，这是Defi中所缺失的一片重要的拼图碎片，我们将通过发展社区并与其他了不起的项目一同合作，努力实现为元宇宙释放更多流动性的目标！

Well, there have been many!

First off, we’ve raised a heck of a lot of funding in a very short time. We’re actually oversubscribed for fundraising! It’s always a good feeling when there are too many people that want to back your project rather than too few!

Secondly, we’ve had great feedback during our testnet period and everything is looking good for an on-time mainnet launch!

Lastly, we feel that creating the first ever UNI-V3 NFT lending and borrowing protocol is a major milestone in and of itself. We believe that this is a crucial missing Lego piece in DeFi, and we will be working towards the goal of unlocking even more liquidity for the metaverse by growing our community and partnering with other amazing projects!